Specialist Race and Rally Insurance
Complete cover, complete peace of mind!
Save time and money Insurance that gives you peace of mind Standout benefit of MIS
- Save time and money
- Insurance that gives you peace of mind
- Standout benefit of MIS
Why MIS Motorsport?
On-Track Insurance from MIS Motorsport.
We provide cost-effective insurance for racing, testing and track days. No matter whether you’re a team of multiple cars or simply a track day enthusiast, we provide levels of cover that can be tailored entirely to your needs and budget. Fixed premiums for the year and flexible installment plans at no additional charge.
We are Underwriting Agents and Lloyds Coverholders, able to immediately provide exclusive cover at competitive premiums.
Enter every race at full throttle, safe in the knowledge your drivers, cars, and team are completely covered!
What does On-Track Insurance cover?
Before you enter the track you should have checked your On-Track Race and Rally Insurance to ensure you can enjoy the thrill of the event, but with peace of mind, you and your vehicle are covered.
Obviously, on a racetrack, there are several ways you can damage your or someone else’s vehicle. You can simply make a driving error and hit a barrier, make contact with another car, or another car makes contact with you. No matter the scenario when you’re in a track day or race environment you are responsible for the cost of your own repairs, even if the incident wasn’t your fault.
What happens if you have an accident?
In the unfortunate scenario that you do have some kind of accident, you should contact your insurer with 24hrs. Although it’s recommended you make the initial contact as soon as you can. This will give you more time to gather any supporting evidence for your claim.
Supporting evidence can include photos and a confirmation from the track that the incident occurred. Your finalised claim will then also likely include a cost for the repairs.
Frequently Asked Questions
We’ve spoken to thousands of track day enthusiasts and racing drivers. To ensure you have the basics covered we’ve answered the most commonly asked questions.
What is On-Track Race and Rally Insurance?
On-Track insurance protects both drivers and their vehicles during race or track events. It mainly covers damage to your vehicle but can also include damage to the track itself.
Do I need On-Track Race and Rally Insurance?
Without it, you may end up with a costly vehicle repair bill. On a track day or racing event you are responsible for the repair of your own vehicle, even if the incident wasn’t your fault. It’s so easy to spin off into a barrier or clip someone else’s car.
Plus, it’s becoming common for track admins and race organisers to ask for proof you’re covered before being allowed to participate.
How much does On-Track Insurance cost?
The costs can vary depending on the vehicle you’re driving and the level of coverage you want. Whenever you take out a policy it’s important you have taken the time to understand the policy details.
You've got enough things to worry about on track, don't let your insurance cover be one of them!
It doesn’t matter if you’re taking part in a race meeting or just testing, if you’re driving on a race track you should properly insure yourself and your vehicle. Driving on racetracks comes with a large list of risks and the right insurance will take away any burden should you be involved in an unfortunate accident.
On-Track Race and Rally Insurance is designed to protect you from financial losses that may occur during a motorsport event and can also protect the facilities and event organisers. A policy will generally cover damage to your vehicle and property damage to the track.
Without proper racetrack insurance, you are risking significant financial losses with anything associated with racing a vehicle around a track, which can be devastating.
