Competition Car Insurance
Comprehensive Cover for your Whole Competition
Competitive pricing Complete coverage Peace of mind through your whole competition
- Competitive pricing
- Complete coverage
- Peace of mind through your whole competition
Why MIS Motorsport?
Competition Car Insurance from MIS Motorsport.
Put simply, it’s our lifeblood. Protecting race teams, drivers and others in the motorsport industry with bespoke insurance aligned to their unique needs has been at the heart of what we do for over 15 years – and we’re here to extend that expertise to you today.
We are Underwriting Agents and Lloyds Coverholders, able to immediately provide exclusive cover at competitive premiums.
Give yourself complete focus on the competition, with full peace of mind that drivers, teams and vehicles are completely covered.
What does Competition Car Insurance cover?
Before any race, it’s vital to ensure you have competition and race insurance in place, and that it’s aligned with your needs.
The speed and thrill of the track is what keeps us going back, but it’s also important to acknowledge the risks and protect yourself accordingly. Whether it’s an accident involving another driver, a collision with a barrier, contact with a car, or one of myriad other situations, the risks are real. Competition car insurance protects you against all of the potential risks on a racetrack, meaning you can focus on turning up and winning instead of worrying about the details.
What happens if you have an accident?
In the unfortunate scenario that you do have some kind of accident, you should contact your insurer with 24hrs. Although it’s recommended you make the initial contact as soon as you can. This will give you more time to gather any supporting evidence for your claim.
Supporting evidence can include photos and a confirmation from the track that the incident occurred. Your finalised claim will then also likely include a cost for the repairs.
Frequently Asked Questions
We’ve worked with thousands of race teams and drivers, in all areas of motorsport. Here are answers to the questions we hear most frequently.
What is Competition and Race Car Insurance?
This is a specialised type of coverage designed to protect drivers, race teams, and vehicles during races, qualifying events, practices, and more. It covers damage to vehicles, liability for injury to others, and liability for injury to drivers. Policies are designed to cover the specific risk of the race environment.
Do I need Competition Car Insurance?
It’s more than likely that you’ll need evidence of competition insurance to be allowed to compete, as organisers strive for safer events.
Aside from such requirements, though, we would suggest that any race team or driver strongly consider competition car insurance. Even with the best technique and the best intentions, accidents can happen. And when they do, adequate coverage can help to mitigate their cost and lasting impact.
How Much Does Competition Car Insurance cost?
The cost of a premium will vary depending on the type of racing and numerous other factors. Rather than offer a one-size-fits-all quote, we discuss the specific needs of all prospective clients and provide them competitive quotes that meet their particular needs.
You've got enough things to worry about on track, don't let your insurance cover be one of them!
Whether it’s a qualifier, a practice, or a competition, make sure you’re fully protected. There are many risks in this sport we love, and there’s no benefit to be gained from pretending they aren’t there.
With 30+ years of combined experience on our team, our motorsport insurance experts are ready to leverage their experience and expertise to design a tailored competition car insurance policy for your team.
Avoid running the risk of racing without the right insurance. Talk to our team today and give yourself the peace of mind you deserve.
